Welcome to my mortgage site where its all about finding the right home and the right loan for you and your family.

Now more than ever before, it is clear how important it is to work with a true local professional, especially when your home is on the line.  If you've ever thought it is too expensive to work with a real professional, just wait until you work with an amateur. 

Even during tough national economic times we do an excellent job at closing loans.  Our success is not limited to perfect borrowers; we continue to be a tremendous resource for first time home buyers and clients with less than perfect credit.  Our team lends in all 50 States.

Buying a new home, selling your current home or refinancing your current mortgage can be a source of anxiety and frustration for many clients - but we do our best to streamline the process. If you thought buying or refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. So, let us guide you to the very best loan programs available. 

Other financial  and real estate industry pros refer business to us because we have years of experience and success with all  loan programs.  We are a Mass Housing, conforming, conventional and FHA approved lender.  This means we make the lending decisions and have total control over the loan process so you can trust that you or your clients will be completely cared for. 

Tom Higgins

 

 


Mortgage Calculator:
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Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.97%6.17%
15-yr Fixed5.74%6.04%
1-yr Adj5.18%6.43%
* national averages



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The Wall Street Journal - Residential Real Estate Live Feed:
 
J.P. Morgan Seizes Fund's Collateral
12/4/2008 8:30 AM
J.P. Morgan seized tens of millions of dollars of collateral from a fund run by Guggenheim and started to auction it off following the fund's failure to come up with additional capital to meet margin calls...Read More
 
Whitehall Funds Lose Their Luster
12/4/2008 8:34 AM
Goldman's Whitehall family of real-estate funds is struggling with weak performance and potentially big losses...Read More
 
LandAmerica's Collapse Leaves Investors Looking for Cash
12/2/2008 8:54 PM
The collapse of LandAmerica has left investors scrambling to recover money in what was supposed to be a short-term and low-risk arrangement...Read More
 
Shun Tak Plans New Macau Hotel
12/2/2008 5:52 PM
A member of Macau's Ho casino family unveiled plans to develop a five-star hotel on Macau's Cotai Strip...Read More
 
Lenders Tiptoe Into Bulk Sales
12/2/2008 6:41 PM
Lenders are starting to warm to the idea of selling foreclosed homes in bulk to investors, a departure from the practice of selling homes one at a time...Read More




Massachusetts Broker and Lender License MC1940

50 Mall Road Burlington, MA 01803
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